The year-long challenge that teaches you to master money through discipline, consistency, and focus.
No shortcuts. No gimmicks. Just a clear, flexible plan to save between $25 and $500 each week. Start January 1, 2026, and build the financial foundation you’ve been putting off.
THE PROBLEM
Most People Never Build Savings. Here’s Why.
No Accountability
Saving alone is hard. When no one’s watching and life gets expensive, it’s easy to quit after a few weeks.
No Structure
You want to save, but without a clear plan, money disappears into daily spending. Good intentions don’t build wealth.
No Discipline
Motivation fades. Expenses pop up. Without consistent action, your savings account stays stagnant year after year.
Four Steps to Financial Discipline
Choose Your Tier
Pick the savings target that matches your current income. Start where you are, scale as you grow.
Automate Your Deposits
Set up weekly transfers using Moo-Moo , Robinhood, WeBull, Fidelity, SoFi, Rocket Money, or Credit Karma Money.
Track Your Progress
Celebrate milestones from $1K to $100K. Share wins in the Challenge Community and stay accountable.
Finish Strong
Reflect on your progress December 31, 2026. Set your next financial goal: invest, save more, or level up.
Pick the Tier That Fits Your Life
Foundation
Weekly Savings
$25 to $100
Year-End Goal
$5,000 to $10,000
Momentum
Weekly Savings
$100 to $250
Year-End Goal
$10,000 to $25,000
Accelerator
Weekly Savings
$250 to $500
Year-End Goal
$25,000 to $50,000
Elite
Weekly Savings
$500 to $1,000
Year-End Goal
$50,000 to $75,000
$100k Club
Weekly Savings
$1,900+
Year-End Goal
$100,000+
WHAT YOU GET
Everything You Need to Succeed
Monthly Guidance from Chris
Receive monthly emails with financial strategies, mindset coaching, and real success stories. Stay focused when motivation fades.
Challenge Community
Join thousands of people saving alongside you in the private Patreon/Discord. Share wins, troubleshoot challenges, and stay motivated.
Proven Tools
Utilize free and low cost services from Moo-Moo (Chris Sain Inc. partner), SoFi, Rocket Money, or Credit Karma Money to automate deposits and track progress effortlessly.
Quick Reference Savings Guide
Get a quick-reference guide with action steps, milestone checklist, and Chris’ top savings rules.
By joining, you’ll receive:
- One-page Savings Guide
- Tracking tools and automation tips
- Chris’ exclusive Saving Challenge monthly emails starting January 1, 2026
- Access to the Challenge Community (Patreon/Discord) {Optional}
WHO THIS IS FOR
This Challenge Is For You If…
- You’re tired of living paycheck to paycheck
- You want to build an emergency fund but keep putting it off
- You’ve tried to save before but lacked structure and accountability
- You’re ready to prove to yourself that you can be disciplined with money
- You want a financial foundation before you start investing
- You’re committed to showing up every single week for a year
This Challenge Is NOT For You If…
- You’re looking for get-rich-quick schemes or investment shortcuts
- You’re not willing to automate and track your progress
- You want someone else to do the work for you
FAQ
Your Questions, Answered
Do I need to save $100K to participate?
No. The $100K goal is the ultimate destination, but you choose your tier based on your income. Whether you save $5K or $100K, the discipline you build is what matters.
What if I miss a week?
Life happens. Save what you can, then get back on track the next week. Progress over perfection.
Can I change my tier mid-year?
Absolutely. If your income changes or you want to save more, adjust your weekly goal anytime.
Is this a free challenge?
Yes. The challenge is free to join. You’ll receive resources like monthly emails from Chris.
Note: The “community” is optional to join and will be $10 to access the Discord/Patreon.
What apps do I need?
You can use any savings or budgeting app you prefer. We recommend Moo-Moo, SoFi, Rocket Money, or Credit Karma Money for automation and tracking.
What if I can only save $10/week?
Start there. $10/week for 52 weeks is $520 saved. That’s $520 more than you had before. Build the habit first, scale the amount later.
When does the challenge start?
January 1, 2026. Sign up now to receive your Savings Guide and preparation emails before launch.